Loans to individuals
 Applicants must meet these basic requirements to apply

  1. Applicants must be eighteen years and over (legal majority)
  2. Two year period of continuous permanent employment
  3. Two forms of valid national identification
  4. Job letters and pay slips from salaried workers and bank statements from self employed individuals
  5. Invoice(s) for good(s) or service(s) being purchased/financed

Loans to companies
 Companies applying for loan facilities must provide the following documents:

    • Financials for the most recent 2 year period
    • Copies of the Certificate of Incorporation, Vat Certificate and Notice of Directors
    • Copies of contracts where applicable
    • Invoice(s) of goods being purchased/financed
Just fill out our shortened application forms to get your application started.
   
For salaried & Self Employed Individuals
For Companies
As part of the N&M Group of companies we offer special rates on vehicles being purchased from our dealers. Terms may vary in response to changing market conditions.
Individuals
New vehicles from N&M Group offering rates from as low as 5.50% Add On ( Annual Percentage Rate will vary with the period of the loan)
Down-payment Requirement 20%
Term     Up to 60 months
Used vehicles from N&M Group offering rates from as low as 7% Add On ( Annual Percentage Rate will vary with the period of the loan)
Down-payment Requirement 25%
Term     Up to 36 months
New vehicles from Non Neal & Massy Group Dealers offering rates from as low as 6% Add On ( Annual Percentage Rate will vary with the period of the loan)
Down-payment Requirement 20%
Term     Up to 60 months
Used vehicles not sold by the Group offering rates from as low as 7% Add On ( Annual Percentage Rate will vary with the period of the loan)
Down-payment Requirement 30%
Term     Up to 36 months
Other loans for various sundry purposes being financed at rates as low as 8% Add On depending on the type of security being used
Companies
New vehicles from the N&M group being financed at rates as low as 6% Add On ( Annual Percentage Rate will vary with the period of the loan)
Down-payment Requirement 20%
Term     Up to 48 months
Finance Leases are also available at the same rates and pay-back periods but no down-payment is required.
Insurance Premium Financing
This facility is offered to both companies and individuals and assists in paying the annual insurance premiums of the prospective client. Insurance Premium Financing is a convenient and cost effective way of paying your annual insurance premiums and the benefits include:
1. No large cash payments so cash resources may be kept for other needs
2. No legal fees or processing fees
3. No assignment of assets as security
Companies
Rates offered start from as low as 5.5% Add On ( Annual Percentage Rate will vary with the period of the loan)
Down-payment Requirement 15%
Term     12months
Individuals
Rates offered start from as low as 7.5% Add On ( Annual Percentage Rate will vary with the period of the loan)
Down-payment Requirement 20%
Term     12months
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